"I didn't come here without money in my pocket. I have a payment plan worked out. I'm in this mess because I was hard-headed and not being responsible."

This is a hard story to write, but not because of the information. It's what we're not saying that I hope you hear loud and clear.

Poor people are lousy money managers. True or false?

Full disclosure: we've got a sweet spot for Willie. Who wouldn't? He's like the grandfather you usually see only in movies.

"I never met a man I didn't like." Will Rogers is an American legend. OUR Will Rogers? He's a MetMin hero.

Kayla's income is $878 a month. Her rent is $550. She came to MetMin for the 1st time ever today, seeking help with her $214 EPB bill. She needed food, too.